Terms and Conditions

By accessing and using the UPS / OPS / NPS Calculator website, you agree to the following terms and conditions. Please read them carefully.

1. Use of the Platform

This platform is intended solely for informational and educational purposes. It provides pension calculations based on the data you enter and publicly available information. While we strive for accuracy, the results are estimates and should not be considered legal or financial advice.

2. User Responsibility

Users are responsible for ensuring the accuracy of the data they input. The platform does not collect or store sensitive personal data like Aadhaar, PAN, or bank details.

3. Payment and Access

Some features of the platform may require payment for access. All payments are processed securely via Razorpay. Access is granted only after successful payment confirmation.

4. Intellectual Property

All content, calculators, design, and branding on this site are the intellectual property of the platform creators and may not be reproduced or reused without permission.

5. Changes to Terms

We reserve the right to update or modify these terms at any time. Continued use of the website after changes implies acceptance of the new terms.

6. Limitation of Liability

The platform owners shall not be held liable for any financial decisions or losses resulting from the use of this website. Users should consult a qualified advisor before making pension-related decisions.


If you have any questions about these terms, please contact us at info@pensioncalculator.in or call +91-9899353538.